Summer is the perfect time to enjoy barbeques, picnics, swimming and other outdoor activities with family and friends. To stay safe in the sun, be sure to protect your skin from exposure to ultraviolet (UV) rays as much as possible. While UV rays are the number...
Fireworks are a festive way to celebrate special events and holidays, including Fourth of July. However, they are unsafe in the hands of everyday consumers and cause thousands of serious burns and eye injuries each year. According to the National Fire Protection Association, fireworks are responsible...
Measles is one of the world’s most contagious diseases and used to be common in the U.S. Thanks to the development of a measles vaccine in the late 1960s, the disease was declared eradicated in 2000. Measles outbreaks are on the rise in 2019 and are...
In today’s hiring market, a generous employee benefits package can make your organization stand out from the rest. In fact, new research conducted by the Harris Poll for the American Institute of CPAs (AICPA) indicates that Americans value having a job with benefits more than...
Pacific Federal, LLC (PacFed) was a proud sponsor of Forecast LA, an annual conference showcasing the results from a 2019 Los Angeles Public Opinion Survey conducted by the Thomas and Dorothy Leavey Center for the Study of Los Angeles at Loyola Marymount University (StudyLA). PacFed...
While both life and long-term disability insurance provide income protection, they are two distinct policy types triggered by different life circumstances. Basically, long-term disability insurance pays a percentage of your former salary if you fall seriously ill or face a condition that prevents you from...
Several lawmakers have introduced the Middle Class Health Benefits Tax Repeal Act (H.R. 748) to repeal the Affordable Care Act’s “Cadillac tax.” The legislation, introduced by Rep. Joe Courtney (D-Ct.) and Mike Kelly (R-Pa.), would repeal the 40 percent excise tax that will eventually impact...
Now that you’re back at the office, do you feel overwhelmed by projects that stacked up during the holidays? Here’s some advice provided by Hristina Byrnes in her recent article posted on MSN.com on how to get back to the grindstone: Pace yourself by taking...
Prior to implementation of the Affordable Care Act (ACA) in 2010, adult children could be removed from their parents’ group health insurance plans upon reaching majority. Today, large group health plans are required to offer coverage to adult children until they reach the age of...
Sometimes called supplemental insurance or employee-paid benefits, voluntary benefits are products that employees may choose to add to their existing insurance plans. They are offered through the workplace, but can be paid entirely or partially by employees through payroll deferral. Contrary to popular belief, you don’t...