Following an Executive Order issued by the Trump Administration last fall, on Jan. 5, 2018 the Department of Labor published a proposed a rule that makes it easier for small employers (i.e., those with 50 employees or less) to band together to form AHPs with...
There’s good news for employers who have been eagerly awaiting a delay in the implementation of the “Cadillac tax,” a provision of the Affordable Care Act (ACA) intended to help fund healthcare for the uninsured. On Jan. 22, Congressional lawmakers approved delaying the tax, which...
Thanks to the Affordable Care Act (ACA), millions of Americans will receive the new tax form 1095 in the mail for the second consecutive year. For individuals without health insurance coverage, the form determines what fee they must pay for noncompliance with federal health care...
During the holiday rush, it’s important for employers to reserve the time to plan for a successful open enrollment. The better equipped your employees are to manage their own benefits, the fewer resources you must allocate to HR management during the New Year. Here are our...
Can Association Health Plans Level the Playing Field for Small Employers? With some GOP leaders in the Senate still debating alternatives to the Affordable Care Act, it remains a mystery what shape our nation’s health care law will take in the future. This article discusses Employer...
The Collective Bargaining or Union Model The Affordable Care Act (ACA) was intended to keep insurance obtained through employment intact, while adding coverage for the uninsured through new state insurance exchanges and an expansion of Medicaid. Among the programs to be protected were the multiemployer Taft-Hartley...
With the repeal of the Affordable Care Act (ACA) still in question, many small employers are exploring alternative methods of group health insurance. Group Insurance without the ACA With some Republican House leaders still seeking some form of “repeal and replace,” the cost of individual healthcare policies...
On May 4, the U.S. House of Representatives narrowly approved the American Health Care Act of 2017 (AHCA), a bill to repeal and replace major parts of the Affordable Care Act (ACA). It then moved for deliberation to the U.S. Senate, which is working on...
With some Republican House leaders still seeking to “repeal and replace” the Affordable Care Act (ACA), many forward-thinking small business employers are exploring traditional methods of providing group health coverage to their employees as well as some newer, emerging models. Last month, PacFed discussed the Self-Insured...
With the repeal of the Affordable Care Act (ACA) still in question, many small employers are exploring alternative methods of group health insurance. Group Insurance without the ACA With some Republican House leaders still seeking a form of “repeal and replace,” the door remains open for the...