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14 Mar Will Your Life Insurance Coverage Continue While You’re Disabled?

Posted at 09:58h in Disability, Life Insurance, Lost Income
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While both life and long-term disability insurance provide income protection, they are two distinct policy types triggered by different life circumstances. Basically, long-term disability insurance pays a percentage of your former salary if you fall seriously ill or face a condition that prevents you from...

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14 Feb Lawmakers Introduce New Legislation to Repeal Health Care Cadillac Tax

Posted at 14:11h in Affordable Care Act, Cadillac Tax, Health Insurance
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Several lawmakers have introduced the Middle Class Health Benefits Tax Repeal Act (H.R. 748) to repeal the Affordable Care Act’s “Cadillac tax.” The legislation, introduced by Rep. Joe Courtney (D-Ct.) and Mike Kelly (R-Pa.), would repeal the 40 percent excise tax that will eventually impact...

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22 Jan 7 Tips for Easing Back to a Post-Holiday Routine

Posted at 14:02h in Health & Wellness, Uncategorized
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Now that you’re back at the office, do you feel overwhelmed by projects that stacked up during the holidays? Here’s some advice provided by Hristina Byrnes in her recent article posted on MSN.com on how to get back to the grindstone: Pace yourself by taking...

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19 Nov Young Adults and the Affordable Care Act: What Are the Options for Coverage?

Posted at 14:14h in Affordable Care Act, Health Insurance
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Prior to implementation of the Affordable Care Act (ACA) in 2010, adult children could be removed from their parents’ group health insurance plans upon reaching majority. Today, large group health plans are required to offer coverage to adult children until they reach the age of...

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05 Nov Why Voluntary Benefits Are a Must-Have for Many Employers

Posted at 09:21h in Employee Benefits, Employee-Paid Benefits, Supplemental Insurance
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Sometimes called supplemental insurance or employee-paid benefits, voluntary benefits are products that employees may choose to add to their existing insurance plans. They are offered through the workplace, but can be paid entirely or partially by employees through payroll deferral. Contrary to popular belief, you don’t...

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Pacific Federal, LLC (PacFed) is one of California’s largest and most experienced employee benefits firms. To learn more, go to our website at pacfed.com or email us at info@pacfed.com.
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