Measles is one of the world’s most contagious diseases and used to be common in the U.S. Thanks to the development of a measles vaccine in the late 1960s, the disease was declared eradicated in 2000. Measles outbreaks are on the rise in 2019 and are...
In today’s hiring market, a generous employee benefits package can make your organization stand out from the rest. In fact, new research conducted by the Harris Poll for the American Institute of CPAs (AICPA) indicates that Americans value having a job with benefits more than...
Pacific Federal, LLC (PacFed) was a proud sponsor of Forecast LA, an annual conference showcasing the results from a 2019 Los Angeles Public Opinion Survey conducted by the Thomas and Dorothy Leavey Center for the Study of Los Angeles at Loyola Marymount University (StudyLA). PacFed...
While both life and long-term disability insurance provide income protection, they are two distinct policy types triggered by different life circumstances. Basically, long-term disability insurance pays a percentage of your former salary if you fall seriously ill or face a condition that prevents you from...
Several lawmakers have introduced the Middle Class Health Benefits Tax Repeal Act (H.R. 748) to repeal the Affordable Care Act’s “Cadillac tax.” The legislation, introduced by Rep. Joe Courtney (D-Ct.) and Mike Kelly (R-Pa.), would repeal the 40 percent excise tax that will eventually impact...
Now that you’re back at the office, do you feel overwhelmed by projects that stacked up during the holidays? Here’s some advice provided by Hristina Byrnes in her recent article posted on MSN.com on how to get back to the grindstone: Pace yourself by taking...
Prior to implementation of the Affordable Care Act (ACA) in 2010, adult children could be removed from their parents’ group health insurance plans upon reaching majority. Today, large group health plans are required to offer coverage to adult children until they reach the age of...
Sometimes called supplemental insurance or employee-paid benefits, voluntary benefits are products that employees may choose to add to their existing insurance plans. They are offered through the workplace, but can be paid entirely or partially by employees through payroll deferral. Contrary to popular belief, you don’t...
According to the Centers for Disease Control and Prevention, suicide is a leading cause of death in the U.S., with suicide rates rising nearly 30 percent since 1999. Mental health conditions are often perceived as the cause of suicide, but it is rarely caused by...
On June 21, 2018, the Department of Labor (DOL) released its final rule easing restrictions for employers who wish to provide health benefits to their employees by joining or establishing Association Health Plans, or AHPs.1 AHPs are comprised of employers, who come together in groups...