When you retire at age 65 and qualify for Medicare, what are the options for your younger spouse? In this situation, your spouse may be able to obtain health insurance provided by their own employer or continue coverage under the retiree benefits provided by your...
As part of a year-end government spending package, President Trump signed into law an appropriations package that includes a repeal of taxes contained in the 2010 Affordable Care Act (ACA). Originally established to fund implementation of federal and state marketplace exchanges, these include: 1) the...
During annual open enrollment, employees will face important decisions about their family’s healthcare coverage in 2020. Here are some ways to help make the process as successful and stress-free as possible. According to a recent survey conducted by VSP Vision Care about how employees perceive open...
Many college students will take a sigh of relief after getting through the stress of leaving home and moving into their new dorms. However, amid shopping for textbooks and room décor, it is easy to overlook having a plan for health insurance. Until recently, a...
The Los Angeles Times is publishing a series of stories examining how soaring health insurance deductibles are changing U.S. healthcare and leaving many middle-class families with unaffordable bills. Here are some highlights gleaned from independent research, academic studies and interviews with American workers, doctors and experts...
In today’s hiring market, a generous employee benefits package can make your organization stand out from the rest. In fact, new research conducted by the Harris Poll for the American Institute of CPAs (AICPA) indicates that Americans value having a job with benefits more than...
Several lawmakers have introduced the Middle Class Health Benefits Tax Repeal Act (H.R. 748) to repeal the Affordable Care Act’s “Cadillac tax.” The legislation, introduced by Rep. Joe Courtney (D-Ct.) and Mike Kelly (R-Pa.), would repeal the 40 percent excise tax that will eventually impact...
Prior to implementation of the Affordable Care Act (ACA) in 2010, adult children could be removed from their parents’ group health insurance plans upon reaching majority. Today, large group health plans are required to offer coverage to adult children until they reach the age of...
On June 21, 2018, the Department of Labor (DOL) released its final rule easing restrictions for employers who wish to provide health benefits to their employees by joining or establishing Association Health Plans, or AHPs.1 AHPs are comprised of employers, who come together in groups...
Following an Executive Order issued by the Trump Administration last fall, on Jan. 5, 2018 the Department of Labor published a proposed a rule that makes it easier for small employers (i.e., those with 50 employees or less) to band together to form AHPs with...