President Biden has signed into law the American Rescue Plan Act (ARPA), which includes wide-ranging relief provisions to assist those who lost their company-sponsored health plans because of the COVID-19 pandemic. Under existing federal and state COBRA laws, most employers who offer group health plans must...
Effective in January 2020, the California individual health care mandate requires all state residents to obtain minimum essential health coverage or face a penalty unless they obtain an exemption. In addition to maintaining their own health coverage, individuals must ensure their spouse or domestic partner...
On January 28, 2021, President Biden issued an executive order directing the Department of Health and Human Services (HHS) to expand access to Affordable Care Act (ACA) coverage to assist with the COVID-19 public health emergency. In response, HHS announced a new special enrollment period...
In the face of the increasing health crisis, Covered California will extend the first major open-enrollment deadline of Dec. 15, 2020 to give consumers through Dec. 30, 2020 to sign up for coverage that begins next year. More than 1.2 million Californians are currently uninsured...
The COVID-19 pandemic has not only disrupted the way Americans live and work, it has affected the way they think about their employee benefit packages. In the midst of the global health crisis, it is more important than ever for workers to understand their rights...
In support of a Supreme Court case led by Texas and other conservative states (California v Texas), the Trump administration has requested the Supreme Court to terminate the Affordable Care Act (ACA). Such a ruling could cause more than 20 million Americans to lose their...
Covered California – the state’s Affordable Care Act (ACA) insurance exchange - recently announced that 418,052 people had newly selected a health plan for 2020 during the most recent open enrollment period. The total is more than 122,000, or 41 percent, higher than last year’s...
According to data from the Kaiser Family Foundation, approximately 49 percent of the U.S. population receives employer-sponsored health insurance – with California topping the list of states that have the greatest total number of people covered by group health insurance plans. The dramatic spike in unemployment...
Important message from Jim Garrison, President Pacific Federal, LLC a Zenith American company March 20, 2020 Important Information for Union Member Insureds and PacFed Employees Operations at Zenith American Solutions (Zenith) and PacFed Benefit Administrators (PacFed) are deemed essential. So that we may provide access to the services our members and...
Consumers from all walks of life cite health care costs as a high priority for our nation’s policymakers. According to Kaiser Family Foundation data, health care costs top the list of household expenses Americans worry most about affording. About half the public, regardless of socioeconomic...