The Los Angeles Times is publishing a series of stories examining how soaring health insurance deductibles are changing U.S. healthcare and leaving many middle-class families with unaffordable bills. Here are some highlights gleaned from independent research, academic studies and interviews with American workers, doctors and experts...
In today’s hiring market, a generous employee benefits package can make your organization stand out from the rest. In fact, new research conducted by the Harris Poll for the American Institute of CPAs (AICPA) indicates that Americans value having a job with benefits more than...
Sometimes called supplemental insurance or employee-paid benefits, voluntary benefits are products that employees may choose to add to their existing insurance plans. They are offered through the workplace, but can be paid entirely or partially by employees through payroll deferral. Contrary to popular belief, you don’t...
Following an Executive Order issued by the Trump Administration last fall, on Jan. 5, 2018 the Department of Labor published a proposed a rule that makes it easier for small employers (i.e., those with 50 employees or less) to band together to form AHPs with...
With the repeal of the Affordable Care Act (ACA) still in question, many small employers are exploring alternative methods of group health insurance. Group Insurance without the ACA With some Republican House leaders still seeking some form of “repeal and replace,” the cost of individual healthcare policies...
With some Republican House leaders still seeking to “repeal and replace” the Affordable Care Act (ACA), many forward-thinking small business employers are exploring traditional methods of providing group health coverage to their employees as well as some newer, emerging models. Last month, PacFed discussed the Self-Insured...
With the repeal of the Affordable Care Act (ACA) still in question, many small employers are exploring alternative methods of group health insurance. Group Insurance without the ACA With some Republican House leaders still seeking a form of “repeal and replace,” the door remains open for the...
Here are our top five open enrollment tips for your employees to understand their rights to benefits, select the best benefit package for themselves and their families, and adjust their benefit package as life-changing events occur. Content Ensure your invitation for open enrollment has valuable content....
Last June, the California Public Employees’ Retirement System (CalPERS) – the largest public purchaser of health benefits in California and the second largest in the nation –announced lower premium hikes for its members next year than in 2016. The agency spends about $8 billion annually...
Aetna’s disclosure that it will withdraw from Affordable Care Act (ACA) insurance exchanges in 11 of the 15 states where it now sells the coverage has many wondering how this will impact consumers next year. Downsizing by other major carriers, including UnitedHealth Group Inc. and...