Many college students will take a sigh of relief after getting through the stress of leaving home and moving into their new dorms. However, amid shopping for textbooks and room décor, it is easy to overlook having a plan for health insurance. Until recently, a...
Several lawmakers have introduced the Middle Class Health Benefits Tax Repeal Act (H.R. 748) to repeal the Affordable Care Act’s “Cadillac tax.” The legislation, introduced by Rep. Joe Courtney (D-Ct.) and Mike Kelly (R-Pa.), would repeal the 40 percent excise tax that will eventually impact...
Prior to implementation of the Affordable Care Act (ACA) in 2010, adult children could be removed from their parents’ group health insurance plans upon reaching majority. Today, large group health plans are required to offer coverage to adult children until they reach the age of...
There’s good news for employers who have been eagerly awaiting a delay in the implementation of the “Cadillac tax,” a provision of the Affordable Care Act (ACA) intended to help fund healthcare for the uninsured. On Jan. 22, Congressional lawmakers approved delaying the tax, which...
Thanks to the Affordable Care Act (ACA), millions of Americans will receive the new tax form 1095 in the mail for the second consecutive year. For individuals without health insurance coverage, the form determines what fee they must pay for noncompliance with federal health care...
Can Association Health Plans Level the Playing Field for Small Employers? With some GOP leaders in the Senate still debating alternatives to the Affordable Care Act, it remains a mystery what shape our nation’s health care law will take in the future. This article discusses Employer...
The Collective Bargaining or Union Model The Affordable Care Act (ACA) was intended to keep insurance obtained through employment intact, while adding coverage for the uninsured through new state insurance exchanges and an expansion of Medicaid. Among the programs to be protected were the multiemployer Taft-Hartley...
With the repeal of the Affordable Care Act (ACA) still in question, many small employers are exploring alternative methods of group health insurance. Group Insurance without the ACA With some Republican House leaders still seeking some form of “repeal and replace,” the cost of individual healthcare policies...
On May 4, the U.S. House of Representatives narrowly approved the American Health Care Act of 2017 (AHCA), a bill to repeal and replace major parts of the Affordable Care Act (ACA). It then moved for deliberation to the U.S. Senate, which is working on...
With some Republican House leaders still seeking to “repeal and replace” the Affordable Care Act (ACA), many forward-thinking small business employers are exploring traditional methods of providing group health coverage to their employees as well as some newer, emerging models. Last month, PacFed discussed the Self-Insured...