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17 Oct Are CalPERS’ Health Insurance Premium Hikes Really Moderate?

Posted at 10:31h in Affordable Care Act, CalPERS, Employee Benefits, Health Insurance, Insurance Brokers
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Last June, the California Public Employees’ Retirement System (CalPERS) – the largest public purchaser of health benefits in California and the second largest in the nation –announced lower premium hikes for its members next year than in 2016. The agency spends about $8 billion annually...

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04 Oct Is Your Insurance Advisor Putting You at Risk?

Posted at 05:00h in Affordable Care Act, Insurance Brokers
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The Affordable Care Act (ACA) has caused a growing number of companies to seek expert advice on complex employee benefits issues, including how to comply with new federal mandates and deadlines. For example employers with 50 or more full-time employees or full-time equivalents are now required...

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19 Sep Can Public Exchanges Get Healthier for Insurers?

Posted at 06:00h in Affordable Care Act, Employee Benefits, Health Insurance, Insurance Brokers, Public Health Exchange
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Aetna’s disclosure that it will withdraw from Affordable Care Act (ACA) insurance exchanges in 11 of the 15 states where it now sells the coverage has many wondering how this will impact consumers next year. Downsizing by other major carriers, including UnitedHealth Group Inc. and...

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04 Sep Bipartisan Support Grows to Put the Brakes on the Cadillac Tax

Posted at 04:00h in Affordable Care Act, Cadillac Tax, Health Insurance
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Originally projected to generate $87 billion over 10 years, the Cadillac tax was enacted in 2010 to help fund the Affordable Care Act by requiring the wealthiest Americans to pay a 40% excise tax on high-value health plans. However, opposition has mounted in light of...

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16 Aug Understanding Health Insurance for College Students

Posted at 08:41h in Employee Benefits, Health Insurance
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Many college students will take a sigh of relief after getting through the stress of leaving home and moving into their new dorms. However, they may face an unexpected test: finding the right health insurance to cover the costs of routine and emergency medical care...

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Pacific Federal, LLC (PacFed) is one of California’s largest and most experienced employee benefits firms. To learn more, go to our website at pacfed.com or email us at info@pacfed.com.
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